I've been studying the linguistic patterns of ETF-ese, Jim, and there are some real curiosities. For instance, there is no past tense: the words "has," "have" and "in the past" have vanished from the lexicon.
Unfortunately, the 6 a.m. blog was NOT on for today, because we were having technical problems with the Web site. But we're on for 6 a.m. in Hawaii maybe.
There's been a whole lot of press attention on those big bad ETFs that are going to get you. When did we lose sight of the fact that just about ALL ETFs are better than just about ALL actively managed mutual funds?