##  [# Variable Annuity Definition](/etf-education-center/etf-glossary/variable-annuity) 

 

# Variable Annuity Definition

 

 

Learn the definition of variable annuity and other ETF terminology from the etf.com glossary.



 

 

 

 

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[By ETF Glossary](/authors/etf-glossary)

 Jan 16, 2024

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## Learn more about Variable Annuity

While not an ETF, a Variable Annuity integrates investment options, including ETFs, within an insurance product framework. This financial instrument offers a dual benefit, providing a stream of income in retirement while allowing investors to participate in the market through the inclusion of ETFs in sub-accounts. Variable Annuities grant investors flexibility, allowing them to balance growth potential with the security of annuitization. By leveraging the investment capabilities of ETFs within a variable annuity, investors can tailor their portfolios to align with individual risk tolerances, financial goals, and the desire for a reliable income stream during retirement.

### Related Terms

[Exchange-Traded Fund](/etf-education-center/etf-glossary/exchange-traded-fund-etf)

 
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  ETF Glossary is etf.com’s collection of key terms and definitions related to exchange-traded funds. ETFs are investment funds that are traded on stock…   [View Bio](/authors/etf-glossary)

 



 

 


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